Assistant Professor of Finance
Department of Marketing and Finance College of
Business Administration
EDUCATION
The University of Tennessee, Knoxville Finance
Ph.D. 2000 Texas A&M University Finance M.S. 1988 The University of Nevada,
Las Vegas Finance B.S.B.A. 1987
Chartered Financial Analyst 1993
OTHER PROFESSIONAL ACTIVITIES
Texas Commerce Bank, NA, Houston, Texas
(Subsidiary of Chemical Banking Corporation)
1992-96 Vice President/Account Officer
1989-92 Assistant Vice \>resident/Account Officer 1988-89
Credit Analyst
SCHOLARLY ACTIVITY REFEREED
JOURNAL ARTICLES
"Bank Lending Discrimination Against Native
American Borrowers", forthcoming in Journal of Financial Services
Research, co-authored with Ken Cyree and Michael
Melton.
"Do Predatory Lending Laws Influence
Mortgage Lending? An Analysis of the North Carolina Predatory Lending Law"
forthcoming in Journal of Real Estate Finance and Economics, co-authored
with Peter Nigro.
"How Do Predatory Lending Laws Influence
Mortgage Lending in Urban Areas? A Tale of Two Cities," Journal of Real
Estate Research, 25:4,2003, co-authored with Peter Nigro.
"The Impact of Trust Preferred Issuance on
Bank Default Risk: Evidence from the Debt and Equity Securities Market," Financial
Review, 38:2,2003, co-authored with M. Cary Collins and James W. Wansley.
"The Influence of Bureau Scores, Customized
Scores and Judgmental Review on the Bank Underwriting Decision Making
Process", Journal of Real Estate Research, 24:2, 2002, co-authored
with M. Cary Collins and Peter Nigro.
"Executive Compensation Structure and
Corporate Governance Choices," Journal of Financial Research, 24:4,
2001, co-authored with Ronald E. Shrieves.
"Disparities in Mortgage Lending, Bank
Performance, Economic Influence, and Regulatory Oversight," Journal of
Real Estate Finance and Economics, 23:3, 2001, co-authored with M. Cary
Collins, Peter Nigro, and Breck L. Robinson.
"The Influence of Bureau Scores, Customized
Scores and Judgmental Review on the Bank Underwriting Decision Process,"
co-authored with M. Cary Collins and Peter Nigro, Federal Reserve System
Conference: Changing Financial Markets & Community Development
Proceedings, Apri12001.
ACADEMIC CONFERENCE PRESENTATIONS
"Do Predatory Lending Laws Influence
Mortgage Lending? An Analysis of the North Carolina Predatory Lending
Law," Subprime Lending Symposium sponsored by the Credit Research Center,
Washington D.C., October 2002.
"Bank Lending Discrimination against Native
American Borrowers," Southern Finance Association Annual Meeting, November
2001.
"The Influence of I.fureau Scores,
Customized Scores and Judgmental Review on the Bank Underwriting Decision
Process," Financial Management Association Annual Meeting, October 2001.
"Disparities in Mortgage Lending, Bank
Performance, Economic Influence, and Regulatory Oversight," Financial
Management Association Annual Meeting, October 2000.
"Disparities in Mortgage Lending, Bank
Performance, Economic Influence, and Regulatory Oversight," Federal
Reserve Bank of Cleveland Housing Finance Conference, May 2000.
"Executive Compensation Structure and
Corporate Governance Choices," Midwestern Finance Association Annual
Meeting, 1999.
"The Impact of Trust Preferred Issu~ce on
Bank Default Risk: Evidence from the Debt Market," Eastern Finance
Association Annual Meeting 1998.
UTK College of Business Administration Bonham
Dissertation Scholarship winner, 2000. UTK College of Business Administration
Graduate Teaching Award Finalist, 1998.